Using an Unlicensed Contractor
When you choose to hire an unlicensed contractor or fail to get any necessary permits needed to do a construction job, you are taking a very big risk. A general contractor oversees all work done on your premises, and is legally responsible. All contractors should carry contractors liability and workers compensation insurance to protect you in the event anything goes wrong or is damaged on the job site.
What Can Go Wrong With Hiring Unlicensed or Uninsured Contractors?
It is important to hire licensed and insured contractors when having work done on your home to protect you from having any financial responsibility for any shoddy workmanship, or someone is hurt on the job. It is important to know the insurance carrier will be the one paying out the money if there are any damages to lines or shoddy workmanship. Many things can go wrong on a construction job and people can get hurt. Ensure you are not the one financially responsible for these bills.
Beware: If you do not hire a contractor who is licensed and insured, you become the general contractor and will be responsible for any damage or medical bills that happen on the job. Standard homeowners policies exempt damages when you are using an unlicensed contractor.
Why Hiring Friends as Contractors is Dangerous
Entering into a construction arrangement with a friend, does not minimize any risks to you. You can still be sued and will still be financially responsible if your friend or a subcontractor is hurt on the job. You will be the one paying for workers compensation. It is best practice to hire only contractors who are licensed and insured, even if they are friends.
The Risks of Hiring Unlicensed Contractors
The risks involved with hiring an unlicensed and uninsured contractor are not worth any cost-saving benefits in the short run. Using an unlicensed and uninsured contractor can potentially cost you everything you own and you could potentially be sued into bankruptcy. Most insurance policies exclude damages that occur when hiring an unlicensed contractor .Using an unlicensed or uninsured contractor could potentially cost you much more in the long run.
The Gordon Agency
The Gordon Agency cares about you and your family’s safety. The Gordon Agency offers a broad range of coverage and works with many insurance agencies and can provide quotes from different companies to offer proper coverage at a great price. Price is important, however The Gordon Agency can determine the proper amount of coverage needed for your business and select the option that will save the most money. Using The Gordon Agency ensures you are protected by the best.
Insurance Agent West Palm Beach
This is the home of Florida’s Insurance Professionals. We are a multi-line independent agency that provides insurance solutions for both personal, and commercial lines. Combining decades of relationship building with motivated licensed insurance agents to provide coverage options for all of your insurance needs. Our team of agents relies on our education, integrity, experience, and attention to detail to accurately assess each opportunity and to offer the optimal solutions for all of our clients. We are dedicated to matching the right product for every situation, always at the best price available. Call us at 561-988-3330, visit our website or paste our address in your browser https://tgafl.com/.
The Gordon Agency Inc.
1825 NW Corporate Blvd Ste 110,
Boca Raton, FL 33431
(561) 988-3330
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