Commercial General Liability Insurance
Commercial general liability insurance (also known as general liability insurance) provides a business with liability insurance coverage for a wide variety of different scenarios. These include bodily or personal injury, which includes injuries to a third party at your business or injuries due to the actions of an employee. Thus, if an employee accidentally injures a customer at your store while taking something down from a shelf, commercial general liability coverage would kick in to cover your business from a lawsuit that customer may file. Commercial general liability also covers property damage that may be caused by your business’s employees, such as if he or she is working at a client site and accidentally does something that damages the client’s equipment. In the event of a lawsuit against the business, commercial general liability insurance coverage can also include the costs of defending against lawsuits that your business may face as well as any damages that the business is ultimately deemed to be liable for. Business owners in Florida have a choice regarding insurance deductibles and policy limits within their commercial general liability coverage, so the scope of what is available is wide open. The insurance experts at The Gordon Agency can work with you to tailor commercial general liability coverage for your business’s unique needs for a price your business can afford.