What RV Coverages Do You Need?
Just like motor vehicle insurance, RV insurance offers a variety of different protections for those who own or use RVs. There is liability coverage, which protects you if someone else is injured due to an accident involving your RV. Collision coverage pays for damage to your RV regardless of who is at fault. Comprehensive coverage can help to pay for repairs or complete replacement of your RV if it is damaged due to a fire, severe weather like hail or a hurricane, is vandalized or is stolen.
There are also several types of coverages available that are unique to recreational vehicles that many insurance agents don’t even quote. Campsite and vacation insurance provide coverage in the event your RV is damaged at a campground or RV resort. Full-timer coverage offers insurance coverage that is almost like homeowners’ insurance for those who may live in their RV or spend long periods of time traveling the state or country using their RV.
Unfortunately, there are not many insurance agents who are familiar with the various types of coverages available to RV owners and certainly not as familiar as the agents at The Gordon Agency. Without an experienced agent who knows about the many kinds of coverages available for recreational vehicles, you may find yourself seriously underinsured or paying a lot of money unnecessarily for coverage you do not need in the event something occurs to your RV or while you or someone else is using your RV.