Flood Insurance Policies

Life happens, storms happen and it is best to protect your home or office and its belongings from potential flooding. Flood insurance is an added layer of protection, especially in Florida where hurricanes are a fact of life. Most insurance policies do not cover damage caused by flooding. Florida participates in the National Flood Insurance Program and can provide coverage. The Gordon Agency is enrolled in this program allowing you to purchase a flood insurance policy. It takes around 30 days for the policy to go into effect, so be sure to purchase this policy ahead of any potentially dangerous or damaging storm.

What Flood Insurance Covers:

  • Your home and its foundation
  • Electrical and plumbing systems, HVAC equipment like air conditioning, furnaces, and water heaters, window A/C units
  • Kitchen appliances, including your refrigerator, stove, and built-ins such as your dishwasher, washer, dryer
  • Permanently installed carpeting over an unfinished floor, wallboard, paneling, bookcases, cabinets, window blinds, curtains, carpet
  • Detached garages (limited to 10% of your home policy)
  • Debris removal
  • Clothing, furniture, electronic equipment, portable microwaves, dishwasher, your freezer, and frozen food

What Isn’t Covered

  • Belongings in a bank or safe deposit box, it’s not covered:
  • Trees, plants
  • Wells, Septic systems, walkways, decks, patios, fences
  • Hot tubs, swimming pools
  • Boat houses, retaining walls, storm shelters
  • Temporary housing and other living expenses, loss of income, cars
  • Sewer backups, mold damage(post-flood)

Steps to Protect Your Home From Flood Damage:

  • Leave the basement unfinished.
  • Use water-resistant building materials.
  • Prevent sewer lines from backing up.
  • Install backflow valves.
  • Keep your washer, dryer, water heater, and furnace raised on concrete blocks.
  • Install flood shields for basement windows and doors.
  • Install a pump system.

Insurance: We Buy it, but Hope to Never Use it

Insurance is the one thing we buy we hope we will never have to use. It is a precaution to protect our belongings in the event there is damage. It helps us recover our losses and gives us peace of mind. The Gordon Agency will help you find the best policy to protect your home or business.

Insurance Agent Boca Raton

The Gordon Agency

This is the home of Florida’s Insurance Professionals. We are a multi-line independent agency that provides insurance solutions for both personal, and commercial lines. Combining decades of relationship building with motivated licensed insurance agents to provide coverage options for all of your insurance needs. Our team of agents relies on our education, integrity, experience, and attention to detail to accurately assess each opportunity and to offer the optimal solutions for all of our clients. We are dedicated to matching the right product for every situation, always at the best price available. Call us at 561-988-3330, visit our website or paste our address in your browser..

 

The Gordon Agency
2101 NW Corporate Blvd Ste. 211
Boca Raton, FL 33431
(561) 988-3330

 

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