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Am I Required to Have Motorcycle Insurance Coverage in Florida?

Motorcycle Insurance

Photo of helmet and motorcycle on road, the concept of road accidents

Florida’s Motorcycle Laws

A motorcycle can be a primary mode of transportation or a prized possession you use to for recreation.. In either case, The Gordon Agency can protect your assets and cover any losses, so that you can ride safely, and with a clear mind.

Florida’s motorcycle laws are unique compared to the motorcycle laws in other states. Personal injury protection is not available to the motorcycle owner even if they have PIP on another existing vehicle. Motorcycle owners are at greater financial risk in the event there is a crash since motorcycle injuries tend to be more severe.

Motorcycle Registration in Florida

Motorcycle owners are not required to carry motorcycle insurance when registering their bike. Motorcycle insurance may not be required to register a bike, however, if there is a crash, the rider will be financially responsible. It makes sense to have motorcycle coverage when you are riding the open roads.

Motorcycles

48% or all motorcycle accidents take place at intersections! The Gordon Agency wants you to be safe when riding. We offer discounts to riders who have completed a motorcycle safety course and encourage all riders and passengers to wear helmets and protective riding gear.

The Gordon Agency will provide you with the coverage you need to protect your motorcycle and finances. We work with many carriers to find the best coverage at the best price.

Motorcycle Insurance Coverage

Bodily Injury, Guest Passenger, and Property Damage Liability

Purchasing liability coverage for a licensed Florida insurance holder is the most common way to gain coverage. Bodily injury liability coverage covers any medical care and hospital bills if another person or your passenger is injured and you are at fault in an accident.  This only applies if the costs are within the limits of coverage purchased.

Property damage liability helps pay for repairs to another person’s vehicle or property if you are at fault in an accident.

Optional Motorcycle Coverage

Uninsured/Underinsured Motorist Coverage

Adding uninsured/underinsured coverage to your policy will ensure you are covered if someone without insurance is at fault in an accident and hits you. This coverage will pay for your medical bills and other expenses up to the limit of coverage that you purchase.

Comprehensive Coverage

Comprehensive coverage covers damages to your motorcycle from flooding, wind, theft, and vandalism not resulting from a collision.

Collision Coverage

Collision Coverage covers damages to your motorcycle resulting from a collision with another car, bike, tree or any other object.

New Motorcycle Protection

If your bike is totaled, we will pay the current value or for an equivalent replacement.

The Gordon Agency

We know your motorcycle is a valuable possession and you want to keep it and you safe. The agents at The Gordon Agency are experts in all things insurance related and provide personalized attention along with our expertise. We can educate you on the benefits of having an insurance policy to protect your most important assets.

Insurance Agent Boca Raton

This is the home of Florida’s Insurance Professionals. We are a multi-line independent agency that provides insurance solutions for both personal, and commercial lines. Combining decades of relationship building with motivated licensed insurance agents to provide coverage options for all of your insurance needs.
Our team of agents relies on our education, integrity, experience, and attention to detail to accurately assess each opportunity and to offer the optimal solutions for all of our clients. We are dedicated to matching the right product to every situation, always at the best price available. Call us at 561-988-3330, visit our website or paste our address in your browser https://tgafl.com/.
 
The Gordon Agency
2101 NW Corporate Blvd Ste. 211
Boca Raton, FL 33431
(561) 988-3330
 
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