Do you want to have a blast by the pool this summer while staying safe? If so, you’ve come to the right place. Private pools offer tons of fun, though they can become dangerous if you don’t take the proper safety precautions.
Our team at The Gordon Agency, an independent homeowners insurance company, wants to help you stay safe this summer while beating the heat in your pool. We’ve pulled together a list of the top eight safety items you must keep on deck to enjoy low-risk fun.
Since you can’t prevent all accidents, you should sign up for a homeowners insurance policy to help cover expensive mishaps. Call us today at (561) 988-3330 to discuss insurance pricing for your Florida home.
1. Locking Fences or Gates
You should enclose your entire pool with a locking, non-climbable fence or gate. A protective barrier around the swimming area keeps intruders out and prevents young children from entering the pool unsupervised. You can even find gates that self-lock so that you never have to worry about forgetting to close up after a day in the sun.
2. Security Cameras and Alarms
When you have a pool, a security system serves more functions than simply sounding the alarm in case of a burglary. With cameras, movement sensors, and other devices around the pool deck, you can monitor all activity. If someone enters the pool when you’re not outside, your security system will immediately notify you.
3. An Adequate Pool Cover
Your pool should have an adequate cover that does not accumulate water when it rains. Lockable covers allow you to prevent people from ever entering the pool when it’s not open. You can also choose automatic covers that will open and close on a schedule so that you never have to worry about forgetting.
4. Safe Drain Suctions
All pool drainage systems should have secured covers that prevent hazardous suctioning. For increased safety, you can also invest in automatic suction devices in case an accident happens.
5. Non-Slip Perimeters
Slips and falls on the pool deck are common and can lead to serious head injuries. You should install non-slip flooring around the perimeter of the pool deck, diving board, and any jumping platform surfaces.
6. Lifeguard Equipment
You should always have all of the necessary rescue equipment on hand that a lifeguard would use, including:
- Foam life ring
- Foam tube
- Life hook
- First-aid supplies
- Cell phone
When you purchase these items, ensure that you know how to use them properly. As a homeowner with a pool, you assume the same responsibilities as a lifeguard.
7. Safety Signs
Your pool should have appropriate warning signs informing swimmers of water depth, diving rules, age limitations, or other safety concerns. All shallow swimming pools should have “no diving” signs. We recommend that you do not allow diving in deep pools, either.
8. A Florida Homeowners Insurance Policy
The final item you need is a Florida homeowners insurance policy to protect you if an accident does happen. All of our homeowners insurance policies at The Gordon Agency include liability coverage if someone gets hurt on your property. Liability coverage can take care of medical bills and other expenses.
Extra Safety Tips From Our Homeowner Insurance Experts
Aside from acquiring the eight items above, you can practice extra caution by using the following safety tips:
- Enforce that swimmers take swimming safety courses
- Do not allow unsupervised swimming
- Always lock off the pool area
- Carefully store all pool chemicals
- Do not allow running on the pool deck
- Restrict open pool hours
- Keep glass away from the pool deck
- Print all restrictions on easy-to-read signs
- Take an emergency lifesaving CPR course
Homeowners Insurance Policy Coverage for Pool Accidents
Depending on the types of coverage you have, you may or may not receive coverage for accidents at your pool. Insurance companies often cover the following injuries:
- Slips or falls
- Fractured bones
If you have not practiced adequate safety measures, your insurance company might not cover the accident, claiming that your negligence caused the injuries. To protect yourself and your loved ones, obtain all of the recommended safety items on this list!
Enjoy Summer and Stay Safe With the Best Homeowners Insurance From Our Team at The Gordon Agency!
Use our list of essentials to enjoy summer and stay safe around the pool. If you have a swimming pool at your South Florida home, it’s not too late to obtain homeowners insurance to cover it! At The Gordon Agency, we aim to help you protect yourself, your loved ones, and your most valuable items.
Copyright© 2022. The Gordon Agency Inc. All rights reserved.